Archive for September, 2008

Why Pick a Roth IRA?

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In the real world, all else is rarely equal. Two wrinkles can give a Roth the edge. The first stems from the fact that Congress set the same contribution limits for Roths as for regular 401(k)s and IRAs, and that nuance means you can effectively shelter a larger sum from taxes in a Roth.
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Published by admin on Sep 29, 2008 under Uncategorized

How is a Roth IRA Different?

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Think of a Roth as the mirror image of a regular IRA or 401(k): Instead of collecting a tax benefit up front, you get your break at the back end. When you fund a traditional IRA, you can take an immediate tax deduction on your contributions, but you then pay income taxes when you pull [...]

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Published by admin on Sep 29, 2008 under Uncategorized