Roth IRA

In the real world, all else is rarely equal. Two wrinkles can give a Roth the edge. The first stems from the fact that Congress set the same contribution limits for Roths as for regular 401(k)s and IRAs, and that nuance means you can effectively shelter a larger sum from taxes in a Roth.
Think of [...]

Think of a Roth as the mirror image of a regular IRA or 401(k): Instead of collecting a tax benefit up front, you get your break at the back end. When you fund a traditional IRA, you can take an immediate tax deduction on your contributions, but you then pay income taxes when you pull [...]

Roth IRA is an individual retirement arrangement that, except as explained below, is subject to the rules that apply to a traditional IRA. It can be either an account or an annuity. Individual retirement accounts and annuities are described in Traditional IRAs.
To be a Roth IRA, the account or annuity must be designated as a [...]